Illustration of Agriculture in Indonesia (Photo: mediatani.co)
Global climate change is increasingly worsening the conditions in the agricultural sector in many countries, including Indonesia. Unpredictable weather patterns—such as floods, droughts, and storms—often lead to crop failure, directly affecting food security. In facing this challenge, agricultural insurance has become a critical solution, especially for smallholder farmers who are most vulnerable to these risks. This innovation plays a significant role in protecting farmers from losses caused by natural factors while also supporting the achievement of several Sustainable Development Goals (SDGs), particularly SDG 1 (No Poverty) and SDG 2 (Zero Hunger). ...